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The Top Advantages of Used Cars

Are you in the market for purchasing a used vehicle? Then take a look at these advantages of used cars.

 

Price

 

Used cars are great-value vehicles. If you have your eyes on a higher-end model, purchasing used can help you get the vehicle of your dreams. Most cars depreciate in value rather quickly, hence buying a pre-owned car means you receive a bargain vehicle. You even have the option to purchase a certified pre-owned car which is a reconditioned used car at a great price that can come with an extended warranty and other incentives.

 

Insurance

 

Used cars are considerably cheap to insure and insurance rates for used cars are usually reasonable. You can’t avoid dents and scratches. If you buy used, you might not be too concerned about this aspect since you already purchased the car at a great price and having to pay for these little repairs is not as much of a burden. Depending on the value of the vehicle, it can even make sense to only get liability insurance, which can save you even more money.

 

Financing

 

Financing a used vehicle results in substantial money-savings due to short loan terms. The less interest you have to pay, the better. Purchasing a used car is also smart if you are not able to secure a low interest rate on your loan due to having a bad credit score. The low price of used cars might allow you to pay that higher interest rate without your wallet taking too big of a hit. However, considering the price of used cars, you might even be able to pay for it in cash.

 

Choices

 

There is an overabundance of reasonably priced vehicles to choose from. It might take you some time to find the vehicle that you truly desire but you are guaranteed to get a great deal. The money you save in buying a used car can be used to purchase accessories and other parts for upgrading the vehicle.

 

Used cars come with many advantages. A credible dealership can help you find the vehicle that you always wanted at a highly competitive price.

Easy Ways to Reduce the Size of Your Vehicle Loan

As you are checking out the used cars available to you, it is important to think about the loan you have to take out once you find the perfect one. With the right information, you can make the size of the loan as small as possible so that you can pay it offer quicker and better manage it on a monthly basis.

 

Increase Your Down Payment Size

 

When you come into the dealership with a larger down payment, this automatically makes your total loan smaller. It is a good idea to try and put at least 25 percent down on your vehicle. This means that this is 25 percent less that you need to borrow and 25 percent less that interest will accumulate on.

 

Explore the Various Dealership Financing Options

 

At the dealership, they generally have several financial options that you can explore. You want to look specifically for those that either offer money off or a reduced interest rate. If your credit is not great, you might need to get a cosigner to qualify for these better deals.

 

Get a Shorter Loan Term for Your Vehicle

 

The shorter your loan term, the less interest that builds up, so the lower your total loan. With a shorter loan term, your monthly payments are typically a bit higher, so you do want to prepare for this. However, since your loan will be paid off faster, this is a fair compromise. Just ensure that your budget can accommodate payments that are a bit higher each month.

 

It is a good idea to use as many of these ideas as possible so that your loan is as small as it can be. When you are working with a smaller loan, this can have a positive impact on interest paid and save you money over the course of the loan and with your monthly payments.

Deciding On the Perfect Car For You

With the countless varieties and styles of used cars it can be nearly impossible to narrow down your options. Here are a few tips and tricks for deciding on the right car for you as well as some things to consider before making any purchases.

 

It can be advantageous to set a budget for yourself to avoid choosing cars way out of your price range. When determining your budget for a car, consider what other areas of your life you are spending money on such as rent and utilities, groceries, your phone bill, student loans and other things. Keep in mind there is a clear difference between what you can afford and what you should be spending on a car.

 

Once you determine your budget, think about what you want in your used car such as the number of seats, the amount of space in the trunk, the style and feel of the car as well as other important factors. If you have always wanted heated seats, you can make that a priority and narrow down your search for used cars. As long as you know what you want in a car, there is a used car out there waiting to be bought.

 

A few additional factors to consider include how old of a car you are willing to buy, how many miles you want it to have, whether you want to trade in your current car and how you are wanting to pay for your used car. Often times, you have the choice between purchasing the used car in full or making monthly payments. Depending on your current financial status, you can make the best decision for you.

 

There are numerous factors to consider prior to purchasing used cars including how much you are willing to spend, how large of a car is needed to fit into your lifestyle, the maximum number of miles you want the car to have and other factors. Keeping these in mind can make your decision far easier and less stressful.

A Helpful Guide for Used Car Shopping

If you’re starting the process of looking at used cars, you know that there are plenty of options available. Buying used can be an excellent way to get a great price on a vehicle, provided you know what to look for when you’re shopping. Before heading to the car lot, here are a few helpful tips you should consider.

 

  1. Test Drive When Possible

 

Lots of shoppers enjoy taking cars out for a quick test, while other people are nervous about driving with a stranger in the passenger seat. Since you can’t really tell how comfortable you’ll be in a car until you’ve operated the pedals and driven a block or two, it’s always in your best interest to do a test drive before making a purchase. You should also sit in each of the seats to get a feel for how comfy your passengers will be.

 

  1. Read Dealership Reviews

 

The internet has a mix of good and bad reviews for everything, but it’s still helpful to see what other used car shoppers think before you go to the lot. Reading reviews is often a good place to learn about perks that certain dealerships offer.

 

  1. Try Shopping on a Weekday

 

Dealerships are much busier on weekends, so you stand to get more personal attention from workers if you go during the week. This will help you get your questions answered and let you check out multiple vehicles without feeling rushed.

 

  1. Bring a Paycheck or Credit Report

 

If you have financial documents that prove you’re not a risky buyer, you stand to get better terms on a loan or save on your down payment. Show the dealer you mean business and you’ll likely be rewarded.

 

Those who show the most savvy have the most success buying used cars. Consider these tips before you head to the dealership and you should have a successful outing.

Purchasing Used Cars for Teenagers

When you’re teenager is learning how to drive, you may be preoccupied with concerns for your child’s safety and perhaps apprehension over his or her new-found freedom. It’s definitely a time of change, but for the most part, this change is for the better. Your child is now taking the first steps towards becoming an adult. Parents can help their kids make the most of this newfound freedom by purchasing used cars for them to drive.

 

It’s understandable that you’re probably not ready to invest in a brand new, sleek and very expensive car for your teen when college expenses are just around the corner. However, you can take advantage of the fact that new cars depreciate rapidly as soon as new owners drive them off the lot. This means that used cars can be in excellent shape and offer you incredible savings. Investing in a car for your teen could save you tons of time when you no longer need to pick him or her up from after school activities and other events.

 

If your child has a mechanical bent, buying a car that has been used can be a wonderful learning opportunity as well as a major convenience. Your teen will be able to tinker with the vehicle, paint it or make other improvements without worrying that it’s too expensive to work on. This type of learning experience could eventually lead to high-paying and secure jobs in auto body shops if your teen is interested in that type of career. Plus, it never hurts to have an extra employable skill even if your teen’s main interests lie elsewhere.

 

So if your teen is eager to have his or her own vehicle after learning how to drive, it might be time to do some research on used cars and help your teen choose one. This life-changing event will give your teen more freedom to explore the world and perhaps inspire him or her to learn more about vehicle maintenance.

A Senior’s Guide to Buying a Used Car

As a senior, you are probably living on a fixed income and can’t afford to waste money, especially when it comes to buying a quality used car. Because there are so many choices out there, you may not be sure where to begin when choosing a make, model or realizing which features are the most important to you. We’re ready to guide you through the process of choosing the right vehicle for your needs, from how to browse used cars to how to choose certain vehicle options, and more.

 

Create a Purchasing Plan

 

Even if you have some idea about what kind of used car you want, the first step to buying it should be to make a purchasing plan. While you can customize this plan to suit your needs, it should include information about the car you have in mind, if any, your financial requirements and how you plan to pay for the car. Having a plan of action in place before you start to look at used cars can help you feel more confident when you visit lots.

 

Consider Safety

 

Today’s used cars include a wide variety of safety features, and making a list of which you prefer before you buy can help you narrow down your vehicle choices. For example, if your vision is not what it used to be, you may want to buy a vehicle with safety features such as a backup warning system or enhanced mirrors that eliminate blind spots. Our helpful salesmen can help you realize which safety systems you might need the most.

 

Keep Comfort in Mind

 

If you have trouble with your back or legs, buying a used car that comes with a variety of comfort features, such as heated seats or lumbar support, can keep you feeling comfortable on the road. Remember to check for these creature comforts when you browse our lot.

 

With all the used cars available today, picking the right one can be a challenge for any senior driver. However, with a bit of planning and foreknowledge, you can make the right choice.

What to Look for in a Traveling Vehicle

If you like to travel or you have a long commute to work, when you look at used cars, you want to keep this in mind. You want a vehicle that has certain features to help ensure that your travels are cost-effective and comfortable.

 

Adjustable Seating

 

To ensure optimal comfort when you are driving, adjustable seating is a necessity. This is especially important for the driver because you want to sit comfortably and be able to reach the pedals and steering wheel without having to stretch or without being cramped up.

 

Functional Air Conditioning

 

When the weather is warm, not having air conditioning can be downright uncomfortable, especially when temperatures exceed 80 degrees Fahrenheit. Your vehicle can quickly become 100 degrees Fahrenheit or hotter inside, especially when your vehicle is in the sun. Air conditioning combats this so that you are cool and comfortable throughout your entire trip.

 

Adequate Fuel Mileage

 

When you travel a lot, the last thing you want is to have to stop often to fill the gas tank. Look for a vehicle that is fuel efficient so that you are getting the most drive time out of every full tank. This saves you both time and money when you are on the road.

 

Solid Suspension

 

As you travel around, it is inevitable that things like potholes and bumpy roads will come up. When your vehicle has a good suspension, this cushions the road to reduce how bumpy your ride is to help ensure optimal comfort, especially for passengers who want to take a nap and relax on the way to their destination.

 

As you can see, there are some features you want in your next used car so that you can travel with ease. This will also help to save you money and ensure that your time spent on the open road is comfortable, relaxing and fun.

Four Things to Know Before You Begin Shopping for a Used Car

Searching for your ideal, quality used car doesn’t have to be a puzzle of endless possibilities. Put all the pieces together in advance and you might just walk away with a prize purchase.

 

  1. Do Your Research Ahead of Time

 

Take advantage of the plethora of information at your fingertips and search the Internet for pertinent price data and incentives regarding the used cars that interest you. Check resale values, trade-in values and know what you can expect to pay before you leave home.

 

  1. Take Advantage of Model Year-End Clearance Time

 

Shopping strategically may help you earn deep discounts on your used car purchase. Buying during a model year clearance event incentivizes your process in that dealers are often more motivated to clear out older inventory to make room for the new models. Increased new car sales mean more used, trade-in options for you. Greater selection can help you achieve greater value.

 

  1. Get to Know Your Dealership

 

Schedule an appointment with your dealer to discuss your options. A friendly, knowledgeable dealership representative may be able to offer you greater incentives, rebates and sales, including affordable financing options. A proactive approach on your part demonstrates your level of commitment and may help you negotiate a better deal.

 

  1. Take Time to Evaluate Your Choices

 

Once you decide on your ideal dealership, make and model, be sure to physically examine the car inside and out. Check the interior for cleanliness, usability and wear. Look under the hood and walk the exterior of the car, observing the condition of all components. Ask to review maintenance records and talk to your dealer about the car’s history. Don’t neglect the small things because they could become tools for price negotiation at the sales desk. Remember, buying a car can be a weighty investment and you should be satisfied from the start.

 

Using these four steps may simplify your search and increase the quality of your used car purchase, leaving you more time to enjoy the ride.

3 Things You Should Think About Before Buying a Used Car

Buying a used car is a purchase decision that could change your life for years to come. There are several things to consider as you evaluate used cars. They’ll help you determine which one is right for you.

 

Your Budget

 

Price range is obviously a huge concern for many of our customers. Fortunately, we offer financing to make used car purchases easier to manage. When figuring out you budget, remember that the cost of the car is only one element in the equation. Maintenance and fuel costs also need to be considered.

 

If you’re thinking about applying for financing, use a loan calculator before your financing appointment. Then you’ll be able to arrive to discuss financing and already know the maximum monthly amount you could afford to make towards paying off your loan.

 

Must-Have Features

 

While some people dream about having used cars with high-end sound systems, others want their vehicles to feature autonomous driver-assistance technology. Spend some time thinking about the features that you most want in your used car. That should help you narrow down the list of possibilities and start searching more efficiently.

 

Future Plans

 

When buying a used car, it’s important for people to consider how their lives may change in the future. That approach could help avoid purchase-related regrets.

 

For example, a recently married couple may not have children on their minds presently, but the desire to have kids may be a very real factor in a year or two. Or, a person who has recently started horseback riding may want to buy a vehicle that’s capable of pulling a trailer in case they eventually own horses and take them on out-of-the-area trail rides.

 

These are just three of the many aspects to ponder before buying a used car. By keeping them in mind, you’ll avoid a lot of unnecessary stress and should find it doesn’t take too long to find a vehicle you love.

Importance of Knowing the History of Used Cars

When you come to our lot, you will be greeted with a ton of used cars. You may think they are all alike, but each one has a unique history. We are always happy to provide you with a full history of a used vehicle, but other dealerships may not be as forward with that information. There are several reasons why you always want to get a comprehensive report.

 

Know What Damage a Car Has Sustained

 

Cars can go through a lot. In addition to being involved with fender benders, history reports will also show whether a vehicle experienced a flood, fire or other natural event. The car may have been salvaged to the point where it looks as good as new, but it is still important for you to know what the vehicle has been through. By being aware the engine flooded at some point, you can then check to see if the engine in the car now is brand new or will need a replacement in the near future.

 

Know the Car’s Title Branding

 

The titles for used cars will tell you what work the vehicle has gone through. You will know what components are original to the vehicle and which ones are new. You will also figure out the ownership history of the car. One or two previous owners are fairly normal. However, if the car you are looking at frequently changes hands, then that may give you pause. There could be something wrong with the car you are unaware of.

 

Buying a car is a big deal. It is similar to how you would want to know about the history of a house you are planning on buying. It is a big investment, and it is one that should be as informed as possible. If used cars seem to be up your alley, then visit our dealership to find some outstanding ones.