How You Can Get a Great Car Lease

You might be surprised to learn that car leasing follows a similar strategy to car buying. It’s all about being prepared before you go to the dealership. In particular, there are a few steps you can take to get a great car lease.

Know Your Prices

Do your homework before you walk into the dealership and know your prices. Not just the wholesale price of the car that you want, but the blue book value of your trade-in, if you have one. You could then negotiate an equitable lease rate and maximize the value of your trade-in.

Negotiate Options

A lease agreement has provisions for options such as down payment, mileage limit, and end-of-lease purchase. Prepare to negotiate the terms of these options with your dealership. Also, the amount of down payment affects your lease interest. A larger sum could reduce the interest rate.

End-of-Lease Terms

Make sure you know what is required when the lease expires and it’s time to return the car. For example, you might need to return the car with fairly new tires. Knowing the terms in advance, could help you to avoid penalties.

Avoid Mileage Overage

Check the mileage terms of the lease. If you anticipate driving over the allotted mileage, then you might want to consider purchasing extra miles at the beginning of your lease. If this sounds like something you’d consider, ask the dealership if you can do this.

Just like a car purchase, you might want to consider coming prepared to the dealership for a lease. Know the wholesale price of the lease vehicle and the blue book price of your trade-in. Familiarize yourself with your lease options and end-of-lease terms and if you anticipate logging a lot of mileage, consider adding extra miles to your lease plan.

Hit the Road With Car Financing

When you are looking to purchase a used car, but worry that you do not have enough money to pay in full right away, it can seem like your dreams of car ownership have stalled out. What you might not have considered is what options you have with used car financing. In order to know what to expect with financing, there are several points that you should keep in mind.

Credit History

Your credit history will play a huge role in your financing experience. Before you begin to pursue financing as an option, it is a very good idea to know your own credit score. There are many ways that you can go about looking this up, ranging from various resources on the internet to your own bank. Take your time to learn your score so you are prepared for everything else that is to come during the process.

Bad Credit

If you look up your score and discover that your credit score is less than ideal, it does not necessarily mean that you will not qualify for financing options. In fact, a great deal of dealerships and lenders have options that are designed specifically for used car financing. Don’t worry about a bad credit score, just be prepared for how that score can change what you will expect to pay over the course of financing.

Put it Down

Finally, take into consideration how much cash you have for a down payment. It is recommended that you put down at least 20% of the total cost right away. When you do this, you are giving yourself the room to make more manageable payments down the line. While this percentage might not always be possible, it is still wise to put down as much as you can in order to budget properly for your future payments. When you take the time to learn your credit history and budget accordingly, you will be hitting the road with your new vehicle in no time at all.

The Importance of Regular Car Service

Having a car breakdown is one of the most annoying things. While you can’t prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.

Maintain Your Car’s Value

It’s keeping up with regular maintenance that holds your car’s value. You may not be thinking about reselling your vehicle right now, but in two or three years when you’re ready to trade it in you will be glad you got regular oil changes and service. This also lets you drive your car longer, giving you more time to save up for the next one. You’ll get more on the trade-in which is another benefit to taking your car to a mechanic for service.

Weatherize Your Car

With regular car service, you prepare your vehicle for the season. Winter temperatures are much harder on your vehicle than fall or spring, and you may need to replace windshield wipers or upgrade to snow tires. There are additives your mechanic may recommend to keep the liquids from freezing. Having a battery with more cold-cranking amps makes sure your car will start no matter how much the temperature drops. Your mechanic can help you be ready for any kind of weather.

Save Money by Catching Problems Early

You may not readily recognize a belt that is wearing out, but your mechanic will. Regular car service lets your technician inspect the parts of your car that do have problems. Instead of having a belt snap when you’re on the road, you can replace it while you’re at the shop. No need to tow your car or wait around until it’s fixed. It saves money and time.

Our mechanics know your time is valuable. Bring your car in for regular service and let us take care of you. We have affordable rates that won’t break your budget. Maintain your ride and save time and money all year long.

The Best Vehicles for Families

If you have a family, this is something that you want to remember when you are looking at used cars. There are certain features that will be beneficial for families. You can let your salesperson know that you are shopping for a family vehicle from the beginning so that you can better narrow down your choices.

Four Doors

While a family can use a two-door vehicle, four doors are so much more convenient. This is especially true if you have small children. It is much easier to place a carseat and strap children in when you have a vehicle with four doors. Kids can also enter and exit easier and without having to climb over the front seats of the vehicle.

Extended Safety Features

Features like a backup camera or lane change sensors can help to keep you safe and on the road. This is especially important for families because you want to ensure that your children are as safe as possible. You can also look at features like a child seat anchor and adjustable seatbelts to ensure a proper fit for passengers of all sizes.

Adjustable Seats

If multiple people will be driving the vehicle, you want to ensure that all drivers can operate the vehicle safely and comfortably. Adjustable seats are critical since all drivers will be different heights and sizes. Ideally, you want the driver’s seat to be able to be adjusted back and forth, as well as up and down, to best accommodate all drivers. Being able to adjust the steering wheel and the mirrors is also important and something to look at when you are exploring the vehicles available.

As you can see, there are several things to consider when looking for a used vehicle for your family. These are just a few things to keep in mind to ensure you find the perfect vehicle for everyone.

5 Tips to Help College Students Get a Car Loan

There’s a lot on your shoulders as a college student. You deal with everything from keeping your grades up to finding a job. At some point, having your own vehicle becomes necessary. The question you’re facing is how you will pay for it. If you’re strapped for cash, car loans make it possible for you to buy a quality automobile. There are a few tips that can help you secure financing. Build Credit Good credit helps you obtain a loan with lower interest rates. When establishing your credit, don’t max out your credit limit. Pay your bills on time. Only apply for credit you actually need.

Set a Budget

Figure out how much car you can afford. You can do this with an online finance calculator. It gives you an estimate of the loan cost and monthly payments.

Shop Around

There are a variety of institutions offering car loans, such as car dealerships. In many cases, a dealer can qualify you for a loan even if you have no credit or bad credit. Shop around for the best interest rates.

Get a Cosigner

You don’t have a credit history? Is your credit poor? Ask a family member or friend to cosign for the loan. The cosigner must have good credit. Going this route increases the likelihood of you being approved for financing.

Offer a Down Payment

A sizeable down payment lowers your monthly installments. It makes it easier to pay off your car loan. Save as much money as you can. Consider borrowing money from a family member or friend, if necessary. The more you pay upfront, the better. You don’t have to wait until you graduate college before getting a vehicle.

By following the tips mentioned above, you have a good chance of qualifying for a car loan now. Before you know it, you’ll be driving around town in a top quality auto. Please contact us at Milburn Auto Sales as we have experienced getting college students approved for their first car loan.

3 Tips for Getting a Great Auto Loan

Trying to secure an auto loan can be a daunting task if you’re not prepared. Here are three tips that can help you secure a great car loan.

Know Your Credit History

Your credit report is one of the first things financial institutions are looking at when determining loan rates and terms. While a clean credit history is not necessarily a must to get approved for auto loans, it definitely plays a major part in getting the best rate. Check your credit report before making a purchase. That way you can dispute any errors in your credit file and figure out ways to improve your credit score. If your credit score is bad, you might want to consider delaying your car purchase and actively work on improving your score first. However, some lenders and car dealerships are used to working with people with bad credit scores and may be able to help.

Shop at Different Lenders

Now that you know your credit score, you’re ready to go shopping for a loan. Don’t just accept the first rate that is offered to you. Reach out to various financial institutions, such as your house bank, local banks, credit unions and online lenders to see what deals you can get. Of course, if you already found the car of your dreams at a dealership, you should also inquire about their financing. Often times, dealerships have connections with many different lenders that allows them to shop for the best rate.

Choose the Right Loan

Making a down payment is great for bringing down the interest rate and monthly payments. In addition to that, it’s choose a short-term loan as this means you will pay off your debt sooner. Also keep in mind that your vehicle is depreciating in value and you shouldn’t owe more on it than it’s actually worth. If you decide to sell your car in a year or two, you don’t want to have to worry about being upside-down on your loan.

Improve your credit score, contact different lenders and choose a short-term loan. If you keep in mind these tips, you’re more likely to secure great rates on auto loans.

Questions and Answers for our Guests regarding COVID-19

Hours of operation due to Covid-19

Sales Services
Monday- Saturday 10:00 am – 5:00 pm Monday – Friday 8:00 am – 5:00 pm
Sunday Closed Saturday-Sunday Closed

Showroom is open (By Appointment only)

Service is open

Test drives are available

As the Government of Ontario and the Public Health Agency of Canada states, physical distancing, effective handwashing and avoiding the touching of one’s face are key preventive measures to contracting COVID-19. As you re-enter the our workplace, these measures are critical.

✅ We have installed physical barriers.
✅ We have adopted rigorous cleaning procedures.
✅ Evaluated the workplace for shared objects and common areas.
✅ Increased the frequency of cleaning of touched surfaces/ objects.
✅ Provided necessary personal protective equipment (PPE) and training on the proper use and maintenance of the equipment.
✅ Ensured all employees are fully aware of the preventive measures, and there are clear

guidelines and instructions as well as enforcement of the measures.
As the world emerges from the current pandemic, we have made some fundamental shifts.

We are confident that you will adapt and respond to the challenges, but it will require thoughtfulness and planning.

We all will need to change our fundamental behaviours of how our new process gets done, how we keep our facilities clean and how we interact with co-workers and customers.

As we all move into this new normal, we must continue to strive for injury-free and disease-free workplaces.

We are here for you. Right now, our focus is to protect the health and safety of our people and you – our valued customers.

We know this situation will continue to evolve and we will do our very best to update you as things change. There is no doubt, we are in uncharted territory, but we will make it through this together.

Finding Quality Used Vehicles Made Easy

Finding Quality Used Vehicles Made Easy

When it is time to get a car, finding quality used vehicles is as easy as 1, 2, 3. First, figure out what you need in a car. Second, see what is out there. Third, thoroughly look it over.

Obviously, only you know the true details of how much you are able to spend on this investment, as well as the full range of purposes you may need your vehicle to serve, and what options available in the world of cars matter the most to you. Since you alone have this knowledge, it makes sense to define it all clearly, BEFORE you start seeing various vehicles, talking to dealers, negotiating for price or any of the other mundane details.

Sit down and get it clear: list what you look for in a car, from style to size to options, and look over your budget to know how much you can afford for this vehicle.

Now you are ready to begin the real search. Local dealerships often have good selections to view, as do local newspapers with listings from private sellers and dealers, but the Internet can be your best tool for car searches. You are able to group search results by type of vehicle, year or make, or whichever other options or details are most important in your unique search, and see all that is out there in one place, from home.

Finally, when you have honed in on a few likely possibilities for the new car in your life, check it out. If you know a thing or two about engines, you probably know what to look and listen for. If not, test-drive the vehicle, listen closely for odd sounds, feel the brakes and steering systems, and if possible, take it to a local mechanic or friend who knows cars. Many parts stores will run a diagnostic check for free, scanning the vehicles’ computer for any potential problems. Ask questions, and get full answers. Make sure to ask us for a CARFAX History Report to find reported incidents or repairs involving that car. Finding quality used vehicles is easy, with the right steps.

Please take your time and explore our large selection of certified quality vehicles all at fair market prices and then come in and experience our exceptional customer service.

Warranty Benefits

When you buy a car you are making an investment. With that investment you may want to consider purchasing a warranty for your car. Car warranty coverage will vary depending if you buy a new or a used car. Determining your needs and the condition of your car when you buy it will help you know if the benefits of getting a warranty for your car outweigh the costs.

If you are buying a new car chances are that the car comes with a warranty. Most car companies will offer a warranty on their new cars. Depending on the car manufacturer, the warranty coverage will vary. Most car manufacturers back up their work with a warranty. They want to make sure that their customers are satisfied so they will generally cover any mechanical defects that occur in your car over a certain time period, like five years, or over a certain mileage, like 50,000 miles. Check with your car dealer to find out the details and the benefits of getting a warranty on your new car.

If you are buying a used car you have a couple options when it comes to warranties. If the used car is less than five years old or has very little mileage on it, there may be a chance that the warranty that came with the car when it was new is still in effect. Ask the used car dealer you are buying your car from if the warranty is still in effect. If the warranty has expired ask the car dealer about the benefits of getting a warranty on your used car. Some car dealers offer what is called an aftermarket warranty. This warranty may continue to cover the used car for any manufacturing defects. If the dealer has a good reputation and is someone you can trust then you can be certain they will give you the information you need to make a good choice about the benefits of getting a warranty for your used car.

What to Consider When Choosing Used Cars

Congratulations! You’ve made the brilliant decision to think about buying a used car. I say “congratulations” because your success is assured; you just need to choose among used cars to find the right one, and believe me, the right one is out there waiting just for you. For every driver, there is a used car that fits their budget, lifestyle, driving needs and style. Everyone thinks they are looking for just that one particular car, but as a dealer I’ve seen many people choose something they didn’t expect because they thought about what it is they needed.

Be honest with yourself and you will find used cars that you will genuinely be happy with. Do you like style? Do you like to be with the “in” crowd and have a cool, flashy car you can show off? Some people might or might not like to admit it to themselves if the answer is “yes” but it might be. In that case, it is worth paying up for a flashy car if that will make you happy. You may not be satisfied until you do.

On the other hand simple used cars might be suitable if you want something basic that will do the job of driving, may not be that fancy, but will get you and your family where they need to go. You don’t need to pay a lot of money to find a serviceable used car that drives well and can carry a large family. In other words, think carefully about what your life is like when selecting a car, and you are that much more likely to be happy with your purchase.

Used cars are like people and selling them is like introducing people. Customers are happy with their purchases if they put a lot of thought into making them, and as a dealer, it is good to be a part of that.