3 Advantages of Buying Used Cars

While they can sometimes be looked down on, used cars are actually some of the most efficient, budget-friendly options on the market. If you take your time and work with our professionals in order to choose your new ride wisely, there’s nothing you can’t do in a used car. While many prefer newer models, there are several distinct benefits when it comes to owning a used model of any brand, some of them budget-related and others more practical. The top three biggest advantages of owning a used truck, car or SUV include:

Budget-Friendliness

The biggest and most obvious benefit when it comes to purchasing used cars is that they tend to cost much, much less than new cars on the market. This is especially important if you, like millions of other individuals across the country, are faced with budget struggles and have better things to do with your cash than spend your entire paycheck on your transportation. Price isn’t everything, but a lower cost certainly does help make life easier in the long run.

Dealing With Depreciation

Unlike a brand-new car, you won’t need to worry about your used car depreciating as soon as you roll off our lot. That means that you won’t need to worry about selling your car later on, and can rest assured that your investment is a sound one that’ll still be valuable in the future if you decide to sell in favor of another ride you happen to come across.

More Variety

We have a huge variety of used cars, spanning all sorts of makes, models and years. Therefore, your selection of your new vehicle is much less limited than it would be if you were searching for a brand new ride. This means you’re free to pursue a specific style you might like or a budget range you’re working with much easier than before.

With these three benefits in mind, it’s no wonder that thousands of people invest in used cars each and every year. Keep these benefits in mind when choosing your ride to get the most for your money.

When Car Leasing Can Be a Great Choice

While many people opt to buy a car instead of leasing it, car leasing can make sense in certain situations. Here are three situations when leasing a car can be a great choice.

You Love to Drive Different Cars

If you want to drive the newest and latest cars every few years, then leasing is a great option. You always get late models which usually don’t require extensive repairs. On top of that, instead of having to try to sell your car when it’s time for a new vehicle, you just trade it in for your next lease. Since you won’t ever have to sell your car, depreciation is of no concern to you. Furthermore, leasing allows you to choose first-generation vehicles that may come with some issues from the factory.

You Can’t Get a Car Loan

Unfortunately, some people struggle with bad credit scores and are simply not able to secure a low interest rate. This could mean high monthly payments that some just can’t afford. Or you’re only looking for a business vehicle but can’t bring a down payment to the table, or your need for an extra business vehicle is only temporary. Monthly lease payments are sometimes lower than actual loan payments. You could use the money you save every month for a down payment on a future car purchase.

You Don’t Use Your Car Often

Most car leasing agreements come with certain restrictions. You are only allowed to drive the vehicle for a specified, agreed-upon amount of mileage each year. If you don’t drive your car often, leasing a car can be more feasible than purchasing one. Additionally, if you are being relocated for your job to a remote location for only one or two years, you can just lease a vehicle and save yourself the hassle of a car purchase and car sale.

These are three situations when it can make more sense to lease a vehicle. If you’re ever wondering to lease or not to lease, take a close look at your very own situation and take all variables into account.

Keep Your Investment Running Great

While many used car owners take their vehicles in for routine maintenance, such as oil changes and tire rotations, it is important to perform your own inspection checks as well. Proper car maintenance and DIY tips are easy to follow. Engaging in simple vehicle checks regularly may help to prevent an accident from occurring. Here are some easy Do-It-Yourself tips that you can look for in your vehicle.

Checking your oil on a routine basis will help to extend the life of your car. If you happen to be going on a long drive, be sure to check the oil before you go. Most vehicles need to have their oil changed every 3,000 to 5,000 miles. Missing an oil change can damage your car’s engine.

Another maintenance check that you can do yourself is the battery inspection. Check your battery to make sure all cables and connections are free from corrosion and are securely attached. Car batteries generally last for three to five years.

Routinely test your headlights to make sure they are working properly. Head and tail lights are cheap and easy to fix. Repairing them as needed may prevent you from being pulled over because of a headlight outage.

Be sure to check your tires for any wear in tread or damage to the sidewall. If you notice one of your tires is getting low, check the pressure and fill it with air. Continue to keep an eye on it in order to avoid getting stuck with a flat tire. Bald tires will need to be replaced as soon as possible as they are a danger on the road, especially in bad weather conditions.

A common maintenance issue involves trouble with the brakes. Listen for any screeching sounds that occur when you apply your brakes. Replacing your brakes quickly upon hearing the noise will prevent them from damaging your rotor blades.

Knowing how to care for your car properly will not only increase the life of your used car, but it will safeguard you from other dangers on the road as well.

3 Tips for Purchasing a Car With Bad Credit

At Milburn’s Auto Sales & Service, we’re more than happy to get anyone into the car of your dreams – even if you happen to have poor credit. However, if you happen to have bad credit, there are a few things you can do to make the process much smoother for everyone involved, and to ensure you’re getting the best rates on your new purchase. These include:

Clean Up Your Credit Report

Sometimes, the professionals who calculate your credit score can make errors regarding addresses and other information. This can drag your score down, making your financial history look worse than it actually is. Try to get these errors fixed before coming to the dealership to get better loan terms.

Get Your Credit Score

Before you come apply, it’s worth your time to search up your credit score on the internet and to print a thorough report. You can offer these to the professionals who manage your financing at our dealership in order to give them a better picture of your real credit history. Not all credit reporting companies offer an identical score, so having multiple reports can give our professionals a better idea of your financial history.

Keep Your Options Open

While we’ll work hard to get you into your ideal vehicle, sometimes we have limitations on the financing amounts we’re allowed to offer our customers with bad credit. Therefore, try to keep an open mind when looking at our stock of cars, and don’t come in with your heart set on any one specific vehicle.

Taking these steps can help you to get better terms overall for your bad credit car loans, and helps to ensure you’re getting payments you can manage in the coming months. We’re here to get you into a great vehicle no matter what, but taking these steps can make things go more smoothly.

Finding the Right Mechanic

When faced with car troubles or the preventative maintenance to combat them, choosing your mechanic can be a very important decision. For those who love their cars, there are certain criteria that their auto repair company should meet. Here, we have trained professionals who look out for the customers’ needs before anything else, and provide wonderful customer care as well as great car service. While our dealership might be one among many, there are a few key features that help to set us apart from the rest.

Servicing Any Brand

There are dozens, perhaps even hundreds, of brands of cars on the market today, and our company provides great car service for them all. With our well-trained mechanics, customers can rest assured that their car is receiving the best specialized care available for their particular make and model. Older cars and new ones alike have special needs, and here we have the tech and know-how to cater to them all.

Check Credentials and Certification

Before taking your car or truck to any mechanic, the owners should be sure to check that the company and mechanics both meet the professional requirements to provide great car service. All of our mechanics here are certified and have the experience required to handle nearly any automobile-related issue that they are presented with. If a potential customer needs further convincing of the professional nature of the company, they are free to look on any number of comments from previous clients on review websites as well as the Better Business Bureau in order to confirm that our customer service and knowledge of vehicles is up to par, and that we treat our customers as valuable parts of our company.

While our business might be one car repair dealer among many, this is not a case of “a dime a dozen.” We offer professional services and treatment along with a hassle-free experience that is unparalleled by surrounding competitors, and have just the right mechanic for any customer or car thrown our way.

Get A Car Loan, Usually The Same Day!

Many people think that getting a car loan is a long and complicated process, and with some lenders, this can be the case. However, finding car financing and getting approved quickly isn’t impossible. Following the guidelines below will help you find favorable financing and get behind the wheel of your new car in hardly any time.

First, be willing to shop around. Different lenders tend to move at different paces. At a financial institution, you will have to fill out plenty of forms, and typically at least a few days for approval. At a dealership, you can often get a financing package laid out on the spot, get approved on a shorter timescale, and drive away in your new car much sooner.

Next, do your best to come to the table fully prepared, or you’ll be wasting your own time as well as that of the dealer. You’ll need to bring proof of employment and your current income, as well as documentation such as identification. You also need to have worked out a budget beforehand so that you know what kind of monthly payments and what kind of total amount you can afford. Being prepared with this information will make it much easier for you to work out an appropriate arrangement with the right lender.

Finally, if you can, you should find out what your credit score is beforehand so that you’ll have some idea of what kind of interest rate you deserve. It’s important to look around for a good rate, but if you’ve had problems with debt or other liabilities, you don’t want to waste too long looking for a deal that you might not find.

With these simple steps in mind, you should be able to expedite your car financing. Although getting auto financing quickly is a great goal, you should always remember that buying a new car is a big commitment, so you shouldn’t rush into anything that you aren’t sure about.

How You Can Get a Great Car Lease

You might be surprised to learn that car leasing follows a similar strategy to car buying. It’s all about being prepared before you go to the dealership. In particular, there are a few steps you can take to get a great car lease.

Know Your Prices

Do your homework before you walk into the dealership and know your prices. Not just the wholesale price of the car that you want, but the blue book value of your trade-in, if you have one. You could then negotiate an equitable lease rate and maximize the value of your trade-in.

Negotiate Options

A lease agreement has provisions for options such as down payment, mileage limit, and end-of-lease purchase. Prepare to negotiate the terms of these options with your dealership. Also, the amount of down payment affects your lease interest. A larger sum could reduce the interest rate.

End-of-Lease Terms

Make sure you know what is required when the lease expires and it’s time to return the car. For example, you might need to return the car with fairly new tires. Knowing the terms in advance, could help you to avoid penalties.

Avoid Mileage Overage

Check the mileage terms of the lease. If you anticipate driving over the allotted mileage, then you might want to consider purchasing extra miles at the beginning of your lease. If this sounds like something you’d consider, ask the dealership if you can do this.

Just like a car purchase, you might want to consider coming prepared to the dealership for a lease. Know the wholesale price of the lease vehicle and the blue book price of your trade-in. Familiarize yourself with your lease options and end-of-lease terms and if you anticipate logging a lot of mileage, consider adding extra miles to your lease plan.

Hit the Road With Car Financing

When you are looking to purchase a used car, but worry that you do not have enough money to pay in full right away, it can seem like your dreams of car ownership have stalled out. What you might not have considered is what options you have with used car financing. In order to know what to expect with financing, there are several points that you should keep in mind.

Credit History

Your credit history will play a huge role in your financing experience. Before you begin to pursue financing as an option, it is a very good idea to know your own credit score. There are many ways that you can go about looking this up, ranging from various resources on the internet to your own bank. Take your time to learn your score so you are prepared for everything else that is to come during the process.

Bad Credit

If you look up your score and discover that your credit score is less than ideal, it does not necessarily mean that you will not qualify for financing options. In fact, a great deal of dealerships and lenders have options that are designed specifically for used car financing. Don’t worry about a bad credit score, just be prepared for how that score can change what you will expect to pay over the course of financing.

Put it Down

Finally, take into consideration how much cash you have for a down payment. It is recommended that you put down at least 20% of the total cost right away. When you do this, you are giving yourself the room to make more manageable payments down the line. While this percentage might not always be possible, it is still wise to put down as much as you can in order to budget properly for your future payments. When you take the time to learn your credit history and budget accordingly, you will be hitting the road with your new vehicle in no time at all.

The Importance of Regular Car Service

Having a car breakdown is one of the most annoying things. While you can’t prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.

Maintain Your Car’s Value

It’s keeping up with regular maintenance that holds your car’s value. You may not be thinking about reselling your vehicle right now, but in two or three years when you’re ready to trade it in you will be glad you got regular oil changes and service. This also lets you drive your car longer, giving you more time to save up for the next one. You’ll get more on the trade-in which is another benefit to taking your car to a mechanic for service.

Weatherize Your Car

With regular car service, you prepare your vehicle for the season. Winter temperatures are much harder on your vehicle than fall or spring, and you may need to replace windshield wipers or upgrade to snow tires. There are additives your mechanic may recommend to keep the liquids from freezing. Having a battery with more cold-cranking amps makes sure your car will start no matter how much the temperature drops. Your mechanic can help you be ready for any kind of weather.

Save Money by Catching Problems Early

You may not readily recognize a belt that is wearing out, but your mechanic will. Regular car service lets your technician inspect the parts of your car that do have problems. Instead of having a belt snap when you’re on the road, you can replace it while you’re at the shop. No need to tow your car or wait around until it’s fixed. It saves money and time.

Our mechanics know your time is valuable. Bring your car in for regular service and let us take care of you. We have affordable rates that won’t break your budget. Maintain your ride and save time and money all year long.

The Best Vehicles for Families

If you have a family, this is something that you want to remember when you are looking at used cars. There are certain features that will be beneficial for families. You can let your salesperson know that you are shopping for a family vehicle from the beginning so that you can better narrow down your choices.

Four Doors

While a family can use a two-door vehicle, four doors are so much more convenient. This is especially true if you have small children. It is much easier to place a carseat and strap children in when you have a vehicle with four doors. Kids can also enter and exit easier and without having to climb over the front seats of the vehicle.

Extended Safety Features

Features like a backup camera or lane change sensors can help to keep you safe and on the road. This is especially important for families because you want to ensure that your children are as safe as possible. You can also look at features like a child seat anchor and adjustable seatbelts to ensure a proper fit for passengers of all sizes.

Adjustable Seats

If multiple people will be driving the vehicle, you want to ensure that all drivers can operate the vehicle safely and comfortably. Adjustable seats are critical since all drivers will be different heights and sizes. Ideally, you want the driver’s seat to be able to be adjusted back and forth, as well as up and down, to best accommodate all drivers. Being able to adjust the steering wheel and the mirrors is also important and something to look at when you are exploring the vehicles available.

As you can see, there are several things to consider when looking for a used vehicle for your family. These are just a few things to keep in mind to ensure you find the perfect vehicle for everyone.