What You Should Know About Car Loans when You Buy a Car

When buying a car, it is often necessary to take out a loan in order to buy the right car. A car loan in Guelph not only helps you to get a car that you will enjoy driving, but it also helps to ensure that you will have an affordable payment plan for that car. After all, without being able to take out a car loan, you’d have to buy the entire car with cash, which can be very financial straining for many people.

If you are looking for more information about how to buy a used car in Kitchener with a car loan, then you’ve come to the right place. Here are a few basic things that you will need to know about car loans in Kitchener:

Everyone qualifies

Everyone qualifies for a car loan at our dealership – even those customers that have bad credit or no credit. We believe in the value of a car loan when it comes to being able to get the right kind of car. Therefore, we work hard to develop affordable loan arrangements that each of our customers can take advantage of. If you have bad credit or no credit, you may have to be a higher interest rate for that car loan than someone who has excellent credit. However, the best way to get excellent credit is to take out loans that you repay. Therefore, you’ll be benefitting in the long run by taking out the bad credit car loan and establishing a good credit record.

Interest rates vary

Whenever you take out a car loan, you’ll have an interest rate attached to that car loan. Interest rates vary a great deal depending on the type of the car loan in Guelph, the duration of the car loan, the amount of the car loan, economic conditions, your credit history and financial position, and specials that we may be running that the dealership. For all these reasons, the interest rate that you get for a car loan may be very different than the interest rate that someone else gets for the same car loan.

You decide the final arrangement

It’s important to us that you decide which car loan you get when you buy a car. We will offer you several different options for your car loan, but you make the final car. Our experience is that when our customers decide which car loans are best for them, they are more comfortable with the monthly repayments, so the burden is less.

Contact Milburn Auto Sales, your used car dealer in Guelph today at www.milburnautosales.com  for more information about car loans or to get started with a car loan program that’s just right for you.

Why Milburn Auto Sales is the Place to Buy Used Cars

Are you looking for a great used car in Kitchener at a price you can afford? If so, then take a closer look at the wide variety of used cars and parts that we have available at our dealership. We work hard to make sure that each of our customers has the financial arrangement, options, and service that they need in order to buy a used car that they will love for years to come.

Here are a few of the reasons why we think you’ll love buying your used car in Guelph from us:

Variety

When it comes to finding the right used car for your needs, there’s no mistaking the fact that it’s important to have access to a wide variety of options. The used cars in our lot are diverse and represent the finest selection of used trucks, used vans, used SUVs, used sedans and more. Plus, if you find a used car in our lot that you absolutely love, you can customize that used car even more to meet your specific needs by selecting components for the used car from our accessories. These accessories may include items such as roof racks, larger wheels, running boards, and so much more.

Financing

Many of our used car customers are financially savvy individuals who know that one of the most economical decisions they can make is to buy a used car. That’s why we work hard to make sure that these customers are completely happy with the financing options that we offer. These financing options may include low interest rate loans, trade-in opportunities, and even special programs that can reduce the purchase price of the car even more. Contact Milburn Auto Sales, your used car dealer in Guelph today to learn more about the financing programs that we currently have available for your needs.

Warranty program

All of our used car customers will be able to take advantage of our comprehensive warranty program. This program is designed to help our customers save money and time in the event that they need their used cars to be serviced. The warranty program covers many major issues that may affect the used car. However, we want to reassure all of our used car customers that we thoroughly inspect every used car we sell before we put the cars on the lot in order to ensure that our customers will have access to the safest and most reliable cars available.

Contact us today to get started finding the right used car in Milton for your needs or for more information about any of our used car programs!

3 Ways to Help Financing Your Car

 

If you are looking for effective ways to reduce the price of your  used car or to make buying a used car easier than ever, then check out our three tips for financing your car purchase. These tips are designed to be effective for everyone – no matter what your current budget or financial situation is. By using one or all of these financing tips, we hope that you will be able to save a significant amount of money off of the cost of your used car in Guelph – no matter what your financial requirements are. Without further ado, here are our three most helpful financial tips:

Go for the loan

Many of our customers are aware that they will need a car loan in Guelph in order to more easily afford the right kind of car for their needs. While many customers have to choose between buying a less reliable car with the small amount of cash that they have or buying a car that will suit their long-term needs with a loan, we always think the decision should be easy: go for the loan. Sure – if you buy a less reliable car with cash, you won’t have a loan to think about. However, you may have more repairs on your plate and the car may not be as safe as it should be. Taking out a small car loan can not only help you to afford a car that will suit your long-term needs, but it can help to ensure that the car you buy will be safe and durable for years to come. Trust us: it’s worth it.

Trade-in to trade-up

We have a helpful trade-in program that helps many of our customers trade their existing cars in for money off of the cost of their new cars. Some customers use their trade-ins to get better cars while other customers use their trade ins to reduce the overall price of the new or used car. We’re happy to help you determine the value of your trade-in so that you can maximize your savings and get the right car for you.

Look for deals

We have used car specials  going on for our customers all of the time. These deals change, so you’ll have to contact us to find out what deals are going on now or may be coming up. However, these deals are designed to help you get low interest rates, low down payments, cash back, or other great financial arrangements you’ll love.

At Milburn Auto Sales we  look forward to helping you save your money. Contact us today at www.milburnautosales.com or give us a call at 877-822-9949 to learn more about how we can help you!

3 Tips to Help You Make the Right Decisions When Buying Used Cars

Are you in the market for a used car in Guelph but aren’t sure where to begin with your used car search? Many of our customers have not been in the used car market for several years, which means that they may not be up-to-date with some of the information that is out there regarding used cars. These days, you may be surprised by the features and options that come available on many used cars that may not have been available when you were last in the used car market.

Here are 3 tips to help you make the right decisions when buying used cars – no matter how long it has been since you last bought a used car in Guelph:

Research financing options

Many of our customers are aware that there are financing options that are available for some used car customers. However, they often believe that these options will not apply to them either because they have bad credit or simply don’t know about what the options entail. We’re happy to let all of our customers know that we provide financing opportunities for all of our customers, including those customers with good and bad credit. There are many financing options that our customers may also be able to take advantage of, such as used car loans in Guelph, trade-in opportunities, and special programs. Contact us for details.

Research the market

Especially if it has been awhile since you last bought a car, it’s important that you take time to research which options are available in the marketplace. These options will help you to determine what features come with used cars, how you can best use those used cars for your specific needs, and more. Contact us to test drive any of the used cars on your short-list or visit our online inventory to get a good overview of what used cars are currently available and of the features included in those used cars.

Always get a warranty

Many of our customers are surprised when we encourage them to get warranties on their used cars. They think that if a car is used, it is ineligible for a warranty. However, thanks to our warranty department, all of our customers should get warranties for their used cars that will maximize their peace of mind.

At Milburn Auto Sales, your used car dealer in Guelph, we  look forward to helping you get the right used car for your needs – and making sure that you know what is available. Contact us today to get started with your used car search!